JULY AWARD WINNING AGENTS
Posted by Penny Iverson Boling at 9:30 AM Monday,August 9,2010
Congrats to Tom Richards for being the Award Winning Listing Agent for July. Great Job Tom!
JULY AWARD WINNING AGENTS!
Posted by Penny Iverson Boling at 9:25 AM Monday,August 9,2010
Congrats to Traci Miles for being the July Selling Agent of the Month! Great job Traci!
OH SUMMERTIME....
Posted by Penny Iverson Boling at 3:02 PM Wednesday,August 4,2010
August has started out with a major rush! School starting is just around the corner, yet our little beach town remains full of happy vacationers who are deciding to make their homes here. Some for a couple of weeks, others a couple of months and some forever!
Congrats to our Sales staff of the week...and it's only Wednesday!
Gene Carter, Dean Houstman, Trish Taylor, Dean Houstmand...again...Glenn Hellofs and Debbie Davis! Great job all.....
BELL RINGER WEEK!
Posted by Penny Iverson Boling at 3:09 PM Friday,July 30,2010
I know it's hot outside....but it's hotter here @ Century 21 Boling's office! Congrats to the sales staff for a great "BELL" ringing week! Robert, Robert, Tim, Jayme, Trish, Marty, Gonca, Mark H., Shaun, Debbie D., Traci, Shaun..again..Marty, Sara and Shaun...again! Wait till you hear what a fantastic Sales month we had! We're turning the market; one sale at a time...and it's working!
What's in your mail box???
Posted by Penny Iverson Boling at 1:36 PM Tuesday,July 27,2010
I've been receiving several e-mails regarding mail being taken from home mailboxes! Checks for payments or receiving checks and then this one: You know those credit card applications we all get in the mail...well someone filled one out and is wasn't you!
Bank did call to confirm application...thank goodness! Just another "heads-up" on life today!
Ring Ring!!
Posted by Penny Iverson Boling at 1:34 PM Tuesday,July 27,2010
Buyer, buyer, who's got the buyer this week? It's Robert Kingsley! Great job Robert!
Welcome Roger Martin
Posted by Penny Iverson Boling at 9:36 AM Saturday,July 24,2010
Ringing loud and clear!
Posted by Penny Iverson Boling at 2:29 PM Thursday,July 22,2010
Another "BELL" ringer at Boling! It may be hot outside...but we're cookin' with sales every day! Congrats to the agents of the week!
Martha, Glenn, Marty, Shaun, Sara, Mark B., Traci, Deb B., Martha(again), Danny, Debbie D., Dean, Gene C.
It's going to be a great July!
NAR Fraud Information
Posted by Penny Iverson Boling at 11:29 AM Thursday,July 22,2010
The Sun News has been writing about fraud in our community so I thought posting the following information from the National Association of Realtors would give us all some information and answers.
5 Real Estate Scams You Need to Know About
Don't be duped by mortgage fraud. Here are a few common scams and the red flags you should look for in a transaction.
By Melissa Dittmann Tracey
August 2010
Mortgage fraud is pervasive: An estimated $4 billion to $6 billion in annual losses result from mortgage fraud, according to FBI reports. “An entire community can be damaged by mortgage fraud,” says Rachel Dollar, a lawyer from Santa Rosa, Calif., and editor of the Mortgage Fraud Blog. Mortgage fraud can lead to a spike in foreclosures, home values plummeting, and lenders raising their rates and fees to recover losses.
The crimes are often complex, involving several parties and occurring over multiple transactions. To protect you and your clients, educate yourself about mortgage fraud and be on guard for any warning signs in a transaction. You can start by reviewing these five scams, and then test your knowledge by taking our Mortgage Fraud Quiz.
1. The Foreclosure Rescue Scheme
The Scam: “Rescuers” promise cash-strapped home owners that they can save their home from foreclosure. The rescue, which involves paying upfront fees, can take multiple forms, such as the perpetrator obtaining a new loan on behalf of the owner or by having the owner sign over the home’s deed and then rent the home until they can repurchase it. Eventually, the home owner loses the home, either to foreclosure or the fictitious rescue company.
Red Flags: With foreclosure rescue programs, borrowers are often advised to sign over the title of their house to a third party, become renters of their home, not contact their lender, or send mortgage payments to a third party, according to Fannie Mae, which provides fact sheets on mortgage fraud.
2. Loan Documentation Fraud
The Scam: This fraud involves numerous schemes in which a borrower provides inaccurate financial information — such as about their income, assets, and liabilities — or employment status in order to qualify for a loan with lower rates and more favorable terms. Occupancy fraud is one growing area: Borrowers say they plan to live in the property when they actually intend to rent it.
Red Flags: Documentation may raise suspicion if the employer’s address is shown as a post office box, accumulation of assets compared to the person’s income appears too high or low, the new house is too small to accommodate occupants, the person has no credit history, or the application is unsigned or undated, according to Fannie Mae.
3. Appraisal Fraud
The Scam: A faulty appraisal — saying a property is worth more than what it really is — is connected to many types of mortgage fraud. It entails manipulating or overstating comparables, market values, or property characteristics in order to obtain a higher appraisal. The higher property appraisal, which generates false equity, is done by falsifying an appraisal document or using an appraiser accomplice to obtain the higher value.
Red Flags: Be skeptical of appraisals that are dated prior to the sales contract, list comparable sales that do not contain similarities to the property or are outside the neighborhood, the owner is not the seller listed on the contract or the title, or a third party participating in the transaction orders the appraisal, Freddie Mac warns.
4. Illegal Property Flipping
The Scam: This entails purchasing properties and reselling them at inflated prices. These scams usually involve faulty appraisals and inaccurate loan documents. The property is then refinanced or resold immediately after purchase for an inflated value. The home is purchased at a higher price, often by straw buyers working with the “flipper,” and eventually falls into foreclosure.
Red Flags: Some key things to look for are rapid refinancing of a property; the seller recently having acquired the title or acquiring the title concurrent with the transaction; an appraisal that comes in too high; a property that was recently in foreclosure being purchased at a much lower price than its sales price; or the owner listed on the appraisal and title not matching the seller on the sales contract, according to Fannie Mae.
5. Short Sales Schemes
The Scam: Borrowers owe more than the current value of their home so they fake financial hardship and no longer make their mortgage payments. An accomplice of the borrower then submits a low offer to purchase the property in a short sale agreement. The lender agrees to the short sale, unaware that it was premeditated. The property, after being purchased at the reduced price, is then often resold at the home’s actual value for profit.
Red Flags: The borrower suddenly defaults on the mortgage with no workout discussions with the lender, an immediate offer is made to a lender at a short sale price, the short sale offer is less than current market value, or a cash back is offered at closing to the delinquent borrower (disguised as “repairs” or other payouts, for example) and is not disclosed to the lender, according to Fannie Mae.
You can report instances of suspected mortgage fraud to Stopfraud.gov.
Something to remember in today's busy world!
Posted by Penny Iverson Boling at 3:41 PM Friday,July 16,2010
Daily Inspiration from Walk the Talk.com
So you've got a problem? That's good! Why? Because repeated victories over your problems are the rungs on your ladder to success. With each victory you grow in wisdom, stature and experience. You become a bigger, better, more successful person each time you mend a problem and tackle and conquer it with apositive mental attitude.~W. Clement Stone
HOTTER THAN A FIRECRACKER!
Posted by Penny Iverson Boling at 1:49 PM Friday,July 16,2010
Buyer, Buyer...who's got the Buyers? WE DO! July has proven to be a very busy month with real estate selling like firecrackers! Congrats to: Gene H., Debbie D., Eddie, Mike F., Glenn, Robert, Sara, Shaun, Marty, Trish, Jayme, Mark B. Gene C., Ruthie, Tim,....BELL RINGERS!
June Leading Sales Associate
Posted by Penny Iverson Boling at 1:46 PM Friday,July 16,2010
June Leading Sales Associates
Posted by Penny Iverson Boling at 10:24 AM Friday,July 16,2010
Fireworks & Bells- Happy 4th of July!
Posted by Penny Iverson Boling at 10:50 AM Thursday,July 1,2010
In the spirit of Independence Day let's shoot off some Fireworks in place of Ringing the Bell!
Congrats to Gene Carter, Mark Hardee and Traci Miles for being agents of the week and selling some property! Great job guys!
I hope everyone has a safe and wonderful 4th of July!
Feel free to contact us if you're in Myrtle Beach for the holiday weekend and are interested in buying or selling some real estate! We'll be here!
June is a RINGER!
Posted by Penny Iverson Boling at 4:22 PM Tuesday,June 29,2010
What a ride June has been for our business as well as all of the Grand Strand! Tourisim is alive and well in Myrtle Beach. Don't you just love summer and all the folks around here are happy? They're on vacation! What a great place to live and do business at the same time.
Enjoy the week!
Steady Ringing @ Boling!
Posted by Penny Iverson Boling at 3:12 PM Wednesday,June 23,2010
Another busy day @ Boling! Business meeting, smart discussions then back to work!
Congrats to the agents of "the day"! Marty Corley, Tom Richards, Robert Kingsley,
Tom again, Robert again, and Gene Carter! WHEW....
Is anybody else this busy????
IT'S LOUD HERE!
Posted by Penny Iverson Boling at 4:52 PM Tuesday,June 22,2010
BELLS, BELLS, BELLS RINGING!!
Congrats to the sales agents of the week (so far and it's only Tuesday!)
Ashley Harper, Kim Bodkin, Shaun Milligan, Robert Kingsley, Debbie Davis,
Marty Corley, Gene Carter, Reta Trent
Join a winning Company! Call 843.449.2121
Another BIG day here!
Posted by Penny Iverson Boling at 10:29 AM Thursday,June 17,2010
Buyer, Buyer, who's got the buyer? WE DO!
Congrats to the agents of the "day"!
Marty Corley, Tom Richards, Robert Kingsley, Gonca Ender, Mark Hardee, Traci Miles
Posted by Penny Iverson Boling at 10:16 AM Thursday,June 17,2010
Century 21 Real Estate iPhone App
Posted by Penny Iverson Boling at 10:13 AM Thursday,June 17,2010
THIS WEEK'S FEATURE
GOAL: Generate LeadsHOW: CENTURY 21 Real Estate iPhone App
Today's savvy consumers want to engage interactively with a brand. They also want information immediately and conveniently, anytime and anywhere.
We are meeting the needs of today's consumer with the launch of the CENTURY 21® Real Estate iPhone app! This application is a highly functional tool, bringing CENTURY 21 innovation to life. It delivers local listings, open houses and community information based on the phone's internal GPS. Users have direct access to more information through the user-friendly List View, Map View, and Property Detail pages. Buyers researching local communities or pondering a move can enter any location nationwide and view neighborhood information, property values and school ratings.
With this new app, consumers can use the built-in camera to take photos of properties. They can also add personal notes and attach to saved listings. Most importantly, they can easily find a local CENTURY 21 Office and connect to the office to start a dialogue.
The CENTURY 21 Real Estate app is well positioned to be a "must have" tool for the new homebuyer and seasoned homebuyer alike. That means more leads for you!CENTURY 21: The Gold Standard.
IT'S HOT!! HOTTER REAL ESTATE MARKET
Posted by Penny Iverson Boling at 5:03 PM Monday,June 14,2010
All our hard work is paying off! The news is now announcing that the Real Estate Market is rising...duh....we've been sharing this news with all for months! The Beach is packed with Happy Vacationers who would love to own here....We were once that vacationer...and made the committment....Best time of our life!!
Congrats to the Selling Agents for "the day"!!!
Jerry Ryba, Mike Finnigan, Kim Bodkin!!
Monday Morning MOJO! My favorite!
Posted by Penny Iverson Boling at 9:11 AM Monday,June 14,2010
Walk the talk
Mon. June 14, 2010 Tom Tognoli
There are two types of people in the world. There are the “Givers,” those people who are always going out of their way to help others - lend a hand, give a positive comment, make you feel good, and encourage you. Then there are the “Takers.” This type of person is always trying to work the angles to benefit themselves. They are in it for Numero Uno and have their hand out looking for someone to give them something. They tend to dish out sarcastic comments, tearing you down, and suck the energy from you.
Which one are you?
Here is the interesting thing. Those who “give” get and those who “take” get taken away. It is a universal law of life we all need to understand if we want to accomplish our goals personally or professionally. On the surface it is so hard to get our heads around and comprehend. It is like saying if you want to go faster, take your foot off the gas. However, everything in life works that way. If we want to accomplish our goals, we have to help others accomplish theirs, but don’t do it for selfish reasons. Don’t do it just because it is going to help you accomplish your goal. Be genuinely connected with those you help, be in it for them. If you want to get fit and healthy, help others get fit and healthy. If you want to become closer to God, help others get closer to God. If you want to make more money, help other make more money. If you want to improve your business, help others improve their business.So, why is that?I think it subconsciously helps us have integrity and accountability with what we need to do to accomplish our goals. We can’t genuinely advise and help someone to do one thing, and then do something completely different. The best way to help someone is to show them how, not tell them - that’s called Leadership, actually it is called Servant Leadership.Someone once told me that if you want to know what your kids are going to be like when they grow up, it is not going to be what you say - look in the mirror and stare into the eyes of the person you see. That is what your kids are going to be like. You can’t ask others - whether it is your kids, your friends, your colleagues, etc. to get up early, workout, eat right, spend quality time with your family, invest, be focused, accountable and discipline at work – and then go about your day getting up late, never working out, eat like crap, never spending quality time with your family, spend every penny you make and be a lazy ass at work.It is like writing Monday Morning MOJO. People are always telling me how much they love getting it every Monday morning. I have thousands of people signed up from coast to coast who receive it every Monday morning, and by the time it gets forwarded on to other peoples distribution lists, who knows it may be reaching ten of thousands of people every week. The interesting thing is that the person who gets the most out of MOJO is me, because I have to take the time and write it - it burns the message into me. Then I have to have integrity with what I write. I can’t say go for it and have a great life, then sit on my ass and watch life pass me by.Make it a week of MOJO!
ANOTHER RING....
Posted by Penny Iverson Boling at 10:29 AM Saturday,June 12,2010
IT'S HOT HOT HOT...not just in temperture...but in Century 21 Boling's business!
Buyer, Sellers, New Agents....
Congrats to Traci Miles for another sale this week! Great Job Traci!!
TGIF..not for us....24/7
Posted by Penny Iverson Boling at 3:53 PM Friday,June 11,2010
Is the Real Estate Market stable? Buyers think so!
Congrats to our selling agents of the day:
Shaun Milligan & Sara Boling
Great job!
NOISY WEEK!
Posted by Penny Iverson Boling at 9:22 AM Thursday,June 10,2010
Noisy with the sound of bell ringing with business!!! Congrats to:
Gene Heidt, Shaun Milligan, Traci Miles, Gene Carter Jayme Crossingham, Trish Taylor, Fred Scott & Jerry Smith...
What a great day!!! Your buyers and sellers are SO lucky you work for them!!
